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HECL

Debby Herman SVP/Regional Manager

Many homeowners are asking does it make sense to tap into my home equity? The answer depends on the individual and their circumstances as consumers should always focus on taking on debt responsibly.

It may make sense if home improvements are needed especially when they increase the value of your home. If you can save money by consolidating higher cost debt, if you want to fund education expenses that will lead to higher income. When you determine there is a need consider are their appraisal or loan fees? How might the interest rate change? Can the interest rate be locked in over a longer period of time? What does the repayment schedule look like?

If you think you have a need now is a great time to talk to a banker or visit us online. Nevada State Bank has low cost options with very competitive rates and a Spring promotion underway right now. We have been helping Nevada Homeowners pursue their dreams for nearly 60 years and believe it matters who you bank with.

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